<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.onhealthcare.tech/p/how-late-2025-and-early-2026-earnings</loc><news:news><news:publication><news:name>Thoughts on Healthcare Markets and Technology</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-20T12:07:45+00:00</news:publication_date><news:title>How Late 2025 and Early 2026 Earnings Calls Expose the Medicare Advantage Pullback, the Migration of Margin From Insurance to Services, and the Quiet Redistribution of Healthcare Profit Pools</news:title></news:news></url><url><loc>https://www.onhealthcare.tech/p/bundles-are-back-now-mandatory-and</loc><news:news><news:publication><news:name>Thoughts on Healthcare Markets and Technology</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-19T13:52:43+00:00</news:publication_date><news:title>Bundles Are Back, Now Mandatory and Nationwide: A Builder’s Field Guide to the New Companies, Tools, and Channels That Should Get Built Around CMS’s CJR-X Lower-Extremity Joint Replacement Model</news:title></news:news></url><url><loc>https://www.onhealthcare.tech/p/the-cms-national-provider-directory</loc><news:news><news:publication><news:name>Thoughts on Healthcare Markets and Technology</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-18T17:58:44+00:00</news:publication_date><news:title>The CMS national provider directory: a complete analysis of 27.2 million healthcare records in the entrepreneurial opportunity that they represent</news:title></news:news></url></urlset>